Thursday night is upon us!
Rock On!
Billy
16 Nov
Google Music
Today is a good day for Google. The search giant unveiled its very own music service.
Anyone can upload their fave tunes and have them stream right to you on command! Tunes will also sell for only 99 cents!
Google has always been ahead of the trend, and I have been right there with these fine folks.
Rock On Google Music.
Go Here For more info:
Google Music
12 Nov
How Much House Can I Afford
How much house can you afford?
Well, just use the calculator below from bankrate.com!
New House Calculator
11 Nov
Black Friday For Casual Dining
Today is dubbed “Black Friday for Casual Dining”.
Many restaurants across the nation are offering free or discounted lunches, dinners, and other specials.
I salute the idea because it is a way to give back to those who proudly served in the armed forces.
So, if you know a veteran, or you are a veteran, get out there… treat a vet to dinner and join the celebration.
The larger chains are offering some great specials, just search here your fave!
The trackback url to this post is:
http://themilitarywallet.com/veterans-day-free-meals-and-discounts/
Billy
PS:Veterans Day restaurant business is the busiest of the year!
10 Nov
Augusta Get Ready
There is a special treat coming to Sky City on Broad St on Thursday November 17th.
Doors open at 7:00 pm. Music begins at 8:00 pm.
Frank Brittingham, an Augusta legend, will be entertaining the masses with his smooth vocals and teriffic guitar abilities. Later the stage will will explode with talent from Buford, a group of musicians who played together many years ago…The reunion of the band, Buford is set to bring joy to many locals who remember the band from the various clubs, weddings, parties, etc of yesterday.
Frank and fellow masters including the Brantley brothers, Steve and Jamie, will rock the stage with awesome originals and jams to some of the best music ever heard in the CSRA.
The event is open to all ages and the admission is less than the price of a fast food meal!
Come hungry with an appetite for great music and fellowship among old friends and musicians.
A good time is guarenteed for all!
See Ya There…
Buford Reunion
Billy
23 Oct
A Humorous Explanation Of Our Economy
A Banking Primer: Understanding ‘Derivatives’
Heidi is the proprietor of a bar in Detroit. She realizes that virtually all of her customers are unemployed alcoholics and, as such, can no longer afford to patronize her bar.
To solve this problem, she comes up with a new marketing strategy that allows her customers to drink now and pay later; keeping track of the drinks consumed on a ledger (thereby granting the customers ‘loans’).
Word gets around about Heidi’s “drink now, pay later” marketing plan and, as a result, increasing numbers of customers flood into her bar. Soon she has the largest sales volume for any bar in Detroit.
By providing her customers freedom from immediate payment demands, Heidi gets no resistance when, at regular intervals, she substantially increases her prices for her products. Consequently, her gross sales volume massively increases.
A young and dynamic vice-president at the local bank recognizes that these customer debts [accounts receivable assets] constitute valuable future assets and increases Heidi’s borrowing limit. He sees no reason for any undue concern because he has the debts of the unemployed alcoholics as collateral.
At the bank’s corporate headquarters, expert traders figure a way to make huge commissions transforming these customer loans into DRINKBONDS [aka securities] bundling and trading them on international securities markets.
Naive investors don’t really understand that the securities being sold to them as “AAA Secured Bonds” really are debts of unemployed alcoholics. Nevertheless, the bond prices continuously climb – and the securities soon become the hottest-selling items for some of the nation’s leading brokerage houses.
One day, even though the bond prices still are climbing, a risk manager at the original local bank decides that the time has come to tell Heidi she must demand payment on the debts incurred by the drinkers at her bar. She demands payment from her alcoholic patrons; but, being unemployed alcoholics — they cannot pay back their drinking debts.
Since Heidi cannot fulfill her loan obligations she is forced into bankruptcy. The bar closes and Heidi’s 11 employees lose their jobs.
Overnight, DRINKBOND prices drop by 90%.
The collapsed bond asset value destroys the bank’s liquidity and prevents it from issuing new loans, thus freezing credit and economic activity in the community.
The suppliers of Heidi’s bar had granted her generous payment extensions and had invested their firms’ pension funds in the BOND securities. They find they are now faced with having to write off her bad debt and with losing over 90% of the presumed value of the bonds.
Her wine supplier also claims bankruptcy, closing the doors on a family business that had endured for three generations, her beer supplier is taken over by a competitor, who immediately closes the local plant and lays off 150 workers.
Fortunately though, the bank, the brokerage houses and their respective executives are saved and bailed out by a multi-billion dollar no-strings attached cash infusion from the United States federal government.
The funds required for this bailout are obtained by new taxes levied on employed, middle-class, nondrinkers who have never been in Heidi’s bar.
There in a nutshell is what’s going on in the banking industry called ‘derivatives.’
Thanks to Adam over at MarketClub.
The url for this article is:
http://club.ino.com/trading/2011/10/a-simple-humorous-look-at-bank-derivatives/
16 Oct
Dont Junk That Old PC
Desktop computers sales have slumped due to the popularity and freedom from wires along with the new tablets, netbooks, and full sizes Laptops. Mobile computing is the new trend. As we move deeper into the world of wireless and mobile, I suggest that one should keep a desktop around for big tasks such as building websites, Powerpoint presentations, and other tasks that are just too big to to produce on a tiny screen. A good laptop with plenty of memory and storage is essential when working with pictures, videos, and other large files.Find and fix those constant errors that frustrates most PC users. Save money by tuning up that old desktop now!
Click here to run free scan for Windows Errors!
For a simple, software-driven tool, check out this option to make that old PC like brand new!
10% Off, Your Source for Windows Update and Recovery Software, Online PC Repairs, Windows Restore Help and Other Computer Recovery Help. Fix Your Computer Problems Here. Use coupon code fixitnow10 during checkout.
Happy Computing
Billy
13 Oct
An Apple A Day Keeps The Copy Cats Away
Right now, I am syching my Apple iPhone 4 with the new the new 5.0 software.
The iPhone 4S goes on sale tomorrow, so as I speak, my estimated time for the download and install of the new 5.0 software is 9 hours remaining.
What this tells me is that there are a lot of Apple 4 users who are getting prepared for their upgrade to the new iPhone 4S.
Here are the new improvements:
==============================
iOS 5 Software Update
This update contains over 200 new features, including the following:
• Notifications
◦ Swipe from the top of any screen to view notifications in one place with Notification Center
◦ New notifications appear briefly at the top of the screen
◦ View notifications from lock screen
◦ Slide the notification app icon to the right on the lock screen to go directly to the app
• iMessage
◦ Send and receive unlimited text, photo, and video messages with other iOS 5 users
◦ Track messages with delivery and read receipts
◦ Group messaging and secure encryption
◦ Works over cellular network and Wi-Fi*
• Newsstand
◦ Automatically organizes magazine and newspaper subscriptions on Home Screen
◦ Displays the cover of the latest issue
◦ Background downloads of new issues
• Reminders for managing to do lists
◦ Syncs with iCloud, iCal and Outlook
◦ Location-based reminders when you leave or arrive at a location for iPhone 4S and iPhone 4
• Built-in support for Twitter
◦ Sign-in once in Settings and tweet directly from Camera, Photos, Maps, Safari and YouTube
◦ Add location to any tweet
◦ View twitter profile pictures and usernames in Contacts
• Camera improvements for devices with cameras
◦ Double click the home button when device is asleep to bring up a camera shortcut on iPhone 4S, iPhone 4, iPhone 3GS and iPod touch (4th generation)
◦ Volume Up button to take a picture
◦ Optional grid lines to line up shots
◦ Pinch to zoom in the preview screen
◦ Swipe to camera roll from preview screen
◦ Tap and hold to lock focus and exposure, iPad 2 and iPod touch (4th generation) only support exposure lock
• Photo improvements for devices with cameras
◦ Crop and rotate
◦ Red eye removal
◦ One tap enhance
◦ Organize photos into albums
• Mail improvements
◦ Format text using bold, italic, or underlined fonts
◦ Indentation control
◦ Drag to rearrange names in address fields
◦ Flag messages
◦ Mass mark messages as flagged, read or unread
◦ Customize mail alert sounds
◦ S/MIME
• Calendar improvements
◦ Year view on iPad and new Week view for iPhone and iPod touch
◦ Tap to create an event
◦ View and add event attachments
• Game Center improvements
◦ Use personal photos for your Game Center account
◦ Compare your overall achievement scores with your friends
◦ Find new Game Center friends with friend recommendations and friends of friends
◦ Discover new games with custom game recommendations
• AirPlay Mirroring for iPad 2 and iPhone 4S
• Multitasking Gestures for iPad
◦ Use four or five fingers to pinch to the Home Screen
◦ Swipe up to reveal the multitasking bar
◦ Swipe left or right to switch between apps
• On-device setup, activation and configuration with Setup Assistant
• Software updates available over the air without tethering
• iCloud support
◦ iTunes in the Cloud
◦ Photo Stream
◦ Documents in the Cloud
◦ Apps and Books automatic download and purchase history
◦ Backup
◦ Contacts, Calendar, and Mail
◦ Find My iPhone
• Redesigned Music app for iPad
• Hourly weather forecast
• Real-time stock quotes
• Wireless sync to iTunes
• Keyboard improvements
◦ Split keyboard for iPad
◦ Improved autocorrection accuracy
◦ Improved Chinese and Japanese input
◦ New Emoji keyboard
◦ Personal dictionary for autocorrection
◦ Optionally create keyboard short cuts for frequently used words
• Accessibility improvements
◦ Option to light LED flash on incoming calls and alerts for iPhone 4S and iPhone 4
◦ Custom vibration patterns for incoming calls on iPhone
◦ New interface for using iOS with mobility-impairment input devices
◦ Option to speak a selection of text
◦ Custom element labeling for VoiceOver
• Exchange ActiveSync improvements
◦ Wirelessly sync tasks
◦ Mark messages as flagged, read or unread
◦ Improved offline support
◦ Save a new contact from a GAL service
• More than 1,500 new developer APIs
• Bug fixes
Products compatible with this software update:
• iPhone 4S
• iPhone 4
• iPhone 3GS
• iPad 2
• iPad
• iPod touch (4th generation)
• iPod touch (3rd generation)
* Normal carrier data rates may apply. Messages will be sent as SMS when iMessage is unavailable, carrier messaging fees apply.
For information on the security content of this update, please visit this website:
http://support.apple.com/kb/HT1222
10 Oct
Todays Daily Deal
Monday…Monday!
As another week starts in these hard economic times, Augusta Daily Deals helps you save money on things that might have been on your wishlist, but now are a steal!
Check back every day to get the latest deal.
Augusta Daily Deals
See Ya!
Billy
4 Oct
Social Money
I have been telling folks about how one’s phone will eventually become one’s wallet. One in the same. As technology proceeds, we will see many exciting changes to the way we work, play and generally live. I have had an app on my iPhone for taking credit card payments for quite a while now.
Imagine this…
You and your best friends have just finished enjoying dinner at the coolest bistro in town…well, now it’s time to pay. No problem, let your phone do the paying. Someone in your circle of well-fed friends picks up the tab. That sounds mighty generous, but alas…you all settle up with each other with just a few clicks on your phone. Each of the friends will be able to send their share of the meal price to the payers bank account. How cool is that?
Google is in the process of rolling out a service called Google Wallet. For right now, it uses the paypass system and is only available on Android phones.
I don’t think many people will be using Google Wallet to pay each other yet, but I foresee it as a possibility…along with my prediction of color changing walls…
Pros
A wireless, wallet-less way to pay. Fast transactions. PIN-protected. Free app.
Cons
Only available on Nexus S 4G (Sprint). Only available on Android. Only accepted at locations with PayPass. Only available for Citi MasterCard and Google Prepaid Card (backed by MasterCard). History section of app doesn’t give details of transaction—only date and time. Website information confuses more than clarifies how to get and work the app.
Bottom Line
Google Wallet is the mobile payment system you’ve been waiting for. Unfortunately, until more vendors, credit cards, and phones are supported, you’ll mostly continue to wait.
Google Wallet
Happy spending…
Billy
